Eine kürzlich von McKinsey publizierte Studie über die anscheinend vergleichsweise schlechten Performancewerte der Schweizer Pensionskassen hat einiges Aufsehen erregt. Jetzt ist die Studie verfügbar. Auf der Website schreibt McKinsey dazu:
Switzerland’s relatively robust economic performance since the financial crisis has cushioned the impact of these challenges, but the country’s second- pillar pension system is not immune to the global trends. Between 2008 and 2018, both public and private pension funds were forced to cut technical interest rates by more than 1.5 percentage points and reduce effective average conversion rates from 6.79 percent to 5.87 percent. Consequently, combined replacement rates for first- and second-pillar pensions have dropped by a full 10 percentage points over those 11 years.